Rhode Island Temporary Caregiver Insurance (TCI)¶
Temporary Caregiver Insurance (TCI) provides wage-replacement benefits to Rhode Island workers who need to take time off to care for a seriously ill family member or bond with a newborn, adopted, or foster child.
TCI offers up to 8 weeks of paid leave per benefit year. For claims with a Benefit Year beginning date of July 1, 2026 or later, the weekly benefit rate ranges from a minimum of $148 to a maximum of $1,150 (excluding dependency allowances). Benefits are subject to federal and state taxes.
Eligibility¶
- Care recipient must have a qualifying disability
- Applicant age: at least 14 and under 15
- Relationship: spouse, parent, child, sibling, other relative
Questions to ask the program¶
These are questions to ask the program, not a verdict on your eligibility. Confirm the current rules directly with the program.
- Does the person receiving care live in Rhode Island? — Residency is usually the first thing a program checks.
- Does your relationship to the person — spouse, parent, child, sibling, or other relative — count for this program?
- What counts as a qualifying disability or level of care need, and what documentation shows it?
- Is there a caregiver-specific department, coordinator, or support line? Ask for it by name. — Many agencies have one that isn’t advertised on the website.
- What documents do you need from us to start an application?
- Is there a waitlist right now, and how long is it?
Services¶
TCI offers up to 8 weeks of paid leave per benefit year. For claims with a Benefit Year beginning date of July 1, 2026 or later, the weekly benefit rate ranges from a minimum of $148 to a maximum of $1,150 (excluding dependency allowances). Benefits are subject to federal and state taxes.
How to apply¶
- Apply online at bit.ly/ApplyForRITDI (create an account) or call 401-462-8420 to request a paper application; TCI claims must be filed within the first 30 days from the start of leave and cannot be filed ahead of time; must be out of work at least 7 consecutive days; give employer 30 days written notice unless unforeseeable
Use the official program page for application details: official program page.