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Rhode Island Temporary Caregiver Insurance (TCI)

Temporary Caregiver Insurance (TCI) provides wage-replacement benefits to Rhode Island workers who need to take time off to care for a seriously ill family member or bond with a newborn, adopted, or foster child.

TCI offers up to 8 weeks of paid leave per benefit year. For claims with a Benefit Year beginning date of July 1, 2026 or later, the weekly benefit rate ranges from a minimum of $148 to a maximum of $1,150 (excluding dependency allowances). Benefits are subject to federal and state taxes.

Eligibility

  • Care recipient must have a qualifying disability
  • Applicant age: at least 14 and under 15
  • Relationship: spouse, parent, child, sibling, other relative

Questions to ask the program

These are questions to ask the program, not a verdict on your eligibility. Confirm the current rules directly with the program.

  • Does the person receiving care live in Rhode Island? — Residency is usually the first thing a program checks.
  • Does your relationship to the person — spouse, parent, child, sibling, or other relative — count for this program?
  • What counts as a qualifying disability or level of care need, and what documentation shows it?
  • Is there a caregiver-specific department, coordinator, or support line? Ask for it by name. — Many agencies have one that isn’t advertised on the website.
  • What documents do you need from us to start an application?
  • Is there a waitlist right now, and how long is it?

Services

TCI offers up to 8 weeks of paid leave per benefit year. For claims with a Benefit Year beginning date of July 1, 2026 or later, the weekly benefit rate ranges from a minimum of $148 to a maximum of $1,150 (excluding dependency allowances). Benefits are subject to federal and state taxes.

How to apply

  • Apply online at bit.ly/ApplyForRITDI (create an account) or call 401-462-8420 to request a paper application; TCI claims must be filed within the first 30 days from the start of leave and cannot be filed ahead of time; must be out of work at least 7 consecutive days; give employer 30 days written notice unless unforeseeable

Use the official program page for application details: official program page.